Affordable Housing
Anchor Build Group develops workforce and affordable housing in markets where the gap between what families earn and what housing costs has reached a crisis point. We leverage every available policy tool — including Florida's Live Local Act — to deliver high-quality, attainable homes for the working families who are the backbone of the communities we build in.
Housing the Workforce That Builds Our Communities
The teachers, nurses, tradespeople, service workers, and first responders who make Florida and Maryland function are increasingly priced out of the communities they serve. Anchor Build Group exists, in part, to close that gap. We develop workforce and affordable housing not as a concession to market conditions, but as a core part of our mission — because communities that cannot house their own workforce cannot thrive.
"Communities that cannot house their own workforce cannot thrive."
— Anchor Build Group founding principle
Developing Under Florida's Live Local Act
The Florida Live Local Act, signed into law in 2023 and expanded in 2024, is one of the most significant affordable housing policy tools in Florida's history. It allows qualifying developments to bypass local zoning restrictions on density and height, streamlines permitting, and provides meaningful property tax exemptions for projects that set aside a portion of units for workforce households earning up to 120% of Area Median Income (AMI). Anchor Build Group's current multi-family pipeline in Central Florida — including The Sofia at Sanford and The Alessia at Lake Monroe — is being developed under the Live Local Act framework. By targeting workforce households in the 80–120% AMI range, we are delivering attainable housing for the families who need it most, while building projects that are financially viable without relying on scarce federal tax credit allocations.
Zoning Flexibility
Live Local Act projects can exceed local height and density limits, enabling more units on each site and improving project economics.
Streamlined Permitting
Qualifying projects receive administrative approval rather than discretionary review, reducing entitlement risk and timeline.
Property Tax Exemption
Projects with 71 or more units setting aside workforce units receive a partial property tax exemption, improving long-term operating economics.
AMI Targeting
Units are targeted at households earning 80–120% of Area Median Income — the workforce band most underserved by both market-rate and subsidized housing.
The Housing Gap: Florida & Maryland
Central Florida
140,000+
Unit shortage in Polk County region
47%
of renters cost-burdened in Orlando MSA
$28/hr
wage needed to afford avg 2BR in Central FL
3rd
fastest-growing metro in the U.S.
Central Florida is one of the fastest-growing regions in the United States, yet its housing supply has failed to keep pace with population growth. Polk County — where Anchor Build Group is actively developing — has seen explosive residential growth driven by migration from South Florida, the Northeast, and the Midwest. The region's workforce — concentrated in hospitality, healthcare, logistics, and construction — earns wages that make market-rate housing increasingly unaffordable. The Live Local Act creates a direct pathway to address this gap, and Anchor Build Group is using it.
Greater Washington D.C. / Maryland
100,000+
Unit deficit in the D.C. metro area
52%
of renters cost-burdened in Prince George's County
$38/hr
wage needed to afford avg 2BR in D.C. metro
Top 5
most expensive rental markets in the U.S.
The Washington D.C. metropolitan area — including Prince George's, Montgomery, and Charles counties in Maryland — faces one of the most acute affordable housing crises in the nation. Despite being home to some of the highest household incomes in the country, the region's cost of living has outpaced wage growth for working and middle-class families. Maryland has enacted its own suite of affordable housing incentives, including the Renters' Tax Credit, the Community Development Block Grant program, and local inclusionary zoning requirements. Anchor Build Group is actively evaluating workforce housing opportunities in the Maryland market to complement our residential renovation work in the region.
How We Develop Affordable Housing
Policy-Driven Development
We identify and leverage every available policy tool — Live Local Act, tax credits, density bonuses, and local incentive programs — to make workforce housing financially viable.
No Compromise on Quality
Affordable does not mean inferior. Our workforce housing projects are designed and built to the same standards as our market-rate developments — because residents deserve nothing less.
Community Integration
We develop workforce housing in established neighborhoods with access to jobs, transit, schools, and services — not in isolated locations that compound the challenges facing working families.
Long-Term Ownership
We develop to hold. Our affordable housing projects are built as long-term assets, not short-term flips — aligning our interests with the communities we serve.
The Alessia at Lake Monroe
Location
Sanford, Florida
Units
80 Apartments
AMI Targeting
Workforce — 80–120% AMI
Completion
Spring 2028
Program
Florida Live Local Act